We’re proud of our broad base of knowledge when it comes to commercial risks. In fact, we’ve probably insured just about every kind of business at one time or another. Over the years, however, we’ve developed extensive expertise of certain businesses and the skills needed to underwrite them.

Locally-owned boutique or specialty shops are those types of business. Because of this, we’ve become competitive in insuring them. Most importantly, our underwriters know and understand what coverages are necessary to protect them.

Our focus is primarily on small and medium-size specialty and boutique retail shops and retail outlets that specialize in a particular type of product. They’re locally owned and operated. In some cases, they may be part of a small regional chain of stores or a franchise location of a larger retail name.

These retail operations are specialists with a focused product offering that’s tailored to a specific market. While they may offer some services, they’re primarily sales focused. Some examples of these stores are florists, formal wear retailers, costume stores, book stores, jewelry stores, gift shops, hardware stores, and butcher shops.

If you think we are the right insurer for your valuable business, be sure to contact us.